html, body {margin: 0; padding: 0; width: 100%; height: 100%}
img {border: 0}
* {font-family: arial, verdana, sans-serif}

td.header {background: url(/images/bgr_header.gif) center top repeat-x #1a417a; text-align: center}

td.footer1 {background: url(/images/bgr_footer.gif) right top repeat-x #1d4d91}
td.footer2 {background: url(/images/bgr_footer.gif) left top repeat-x #1d4d91}
td.footer3 {background: url(/images/bgr_footer.gif) 20px top repeat-x #1d4d91}

td.bgr1 {background: url(/images/bottom01.jpg) left top no-repeat}
td.bgr2 {background: url(/images/bottom02.jpg) left top no-repeat}
td.bgr3 {background: url(/images/bottom03.jpg) left top no-repeat}
div.bgr4 {background: url(/images/bottom04.jpg) left top no-repeat}
div.bgr5 {background: url(/images/bottom05a.jpg) right top no-repeat}

td.bgr1 div {padding: 93px 40px 0 0; text-align: right}
td.bgr1 div {font-size: 20px; font-weight: bold; color: #143667}
td.bgr1 div span {font-size: 26px}
td.bgr1 div span.italic {font-size: 12px; font-style: italic; font-weight: normal}

td.bgr2 div {padding: 110px 0 0 150px}
td.bgr2 div a {text-decoration: none; font-size: 16px; font-weight: bold; color: #143667}
td.bgr2 div a:hover {text-decoration: underline}

td.bgr3 div {padding: 110px 0 0 140px}
td.bgr3 div a {text-decoration: none; font-size: 16px; font-weight: bold; color: #143667}
td.bgr3 div a:hover {text-decoration: underline}

td.bgr1 div {}



td.middle {}